N1Gate Payment Gateway Platform
Secure | Scalable | Intelligent
Power your transactions with a cutting-edge, fully customizable payment gateway. Whether you need a cloud-based SaaS solution or a self-hosted on-premise deployment, we provide the technology to process payments securely, efficiently, and at scale.
Why Choose Our Product?
Core Features
Omnichannel Payment Processing
The platform supports accepting payments through multiple channels – eCommerce, mobile apps, in-store POS, and subscriptions.
- Card Payments – Visa, Mastercard, Amex, Discover, UnionPay.
- Digital Wallets – Apple Pay, Google Pay, PayPal, Venmo.
- Bank Transfers – SEPA, ACH, SWIFT, UPI, iDEAL, Sofort.
- Buy Now, Pay Later (BNPL) – Klarna, Affirm, Afterpay.
- Crypto Payments – Bitcoin, Ethereum, USDC, Stablecoins.
- QR Code & Contactless Payments – NFC, P2P Transactions.
Smart Payment Routing & Failover
Boost approval rates and minimize declines with our AI-driven smart routing engine.
- Multi-Acquirer Optimization – Automatically routes transactions to the best-performing bank/PSP.
- Cascading Transactions – Retry failed payments through backup processors in milliseconds.
- Multifactors-Based Routing – Select acquirers based on various customer’s parameters for optimal success rates.
Security & Compliance
Security is non-negotiable in payments. We ensure that every transaction is safe and compliant.
- PCI DSS Level 1 Certified – End-to-end encryption & tokenization.
- 3D Secure 2 (3DS2) Authentication – Fraud prevention for card-not-present transactions.
- Anti-Money Laundering (AML) & KYC Tools – Instant verification & fraud detection.
- Risk Engine – Real-time fraud monitoring & chargeback prevention.
Real-Time Analytics & Reporting
Gain deep insights into your payment transactions with an advanced analytics dashboard.
- Live Transaction Monitoring – View approvals, declines, fraud flags.
- Automated Reconciliation & Settlements – Track funds across acquirers and banks.
- Customizable Reports – Generate real-time financial, compliance, and operational reports.
Developer-First API & Integration
Integrate our payment gateway software into any business model with ease.
- RESTful APIs and Webhooks – Plug & Play for web and mobile apps.
- Customizable Hosted Checkout & Payment Forms – Simplify transactions.
- Test Environment & Sandbox – Secure pre-production testing.
SaaS vs Tech Stack Ownership
| Feature | SaaS | Tech Stack Ownership |
|---|---|---|
| Infrastructure | Fully managed cloud hosting | Installed on your private cloud |
| Scalability | Auto-scaling with no hardware costs | Controlled by your IT team |
| Compliance & Security | PCI DSS, GDPR, PSD2 ready | Full data ownership & control |
| Customization | Pre-configured with flexible settings | Fully customizable source code |
| Maintenance | Managed updates & security patches | Requires in-house maintenance |
| Best For | Startups, fintechs, eCommerce, PSPs | Banks, enterprises, high-risk businesses |